Landed’s down payment program provides employees in education with up to $120,000 towards a 20% down payment on a home. This program is open to all employees — teachers, staff, and administrators — who have worked in public education for at least two years and can contribute at least a 10% down payment. You do not need to be a first-time homebuyer to participate. Landed is hosting four online information sessions for all employees interested in learning more about Landed’s down payment program and other homebuying resources. Interested participants can RSVP here:

Wednesday, August 26th — Landed Info Session Webinars #1 and #2

• 4:00pm — RSVP here to receive event login information
  
• 6:30pm — RSVP here to receive event login information
  

Tuesday, September 15th — Landed Homebuying 101 Webinars #1 and #2

• 4:00pm — RSVP here to receive event login information
  
• 6:30pm — RSVP here to receive event login information
  

For more information, visit landed.com/signup or contact Shannon McQueen via email: shannon@landed.com .

Housing Trust Silicon Valley is presenting a free homeownership webinar about the Empower Homebuyers SCC program!

The webinar will provide information about this down payment assistance program and how it can help individuals become first-time homebuyers in Santa Clara County. This program is funded by the 2016 Measure A Affordable Housing Bond and provides down payment assistance loans to first-time homebuyers with up to 17% of the purchase price. The program assists low to moderate income households. Additional information regarding other housing assistance programs will also be provided.

Register below for either date:

• Wednesday, October 7, 2020 - 2:00-3:30 pm - Registration Link
• Tuesday, October 20, 2020 - 1:00-2:30 pm - Registration Link

Questions?
Email Empower Homebuyers SCC

At times when we make mistakes, we feel the nagging inner critic voice that points out all the flaws. This inner voice only focuses on the negative and overlooks all the good we do in life.We are all human, and we all make mistakes. Yet we still have a hard time forgiving ourselves and letting go of the past. Below are some tips to help give yourself closure and move on with your life.

• Recognize and accept that you made a mistake. I remember how ashamed I was in tapping someone's bumper. It took me a long time to acknowledge that I didn't perform my best in that situation, and that's ok. Mistakes are learning lessons for us all to grow and become better people.
  
• Tell yourself that you forgive what you did. When you forgive, you're not justifying your actions or approving what you did. When you forgive, you're recognizing and letting go so that you can have more space for happiness and joy.
  
• Don't ruminate about the past. We tend to get caught in a cycle of finger-pointing, wishing things were different or replaying things in your head. When you fall into this cycle, take a deep breath, and recognize that you're becoming wrapped up in your thoughts. Go for a walk, meditate for 5 minutes, or journal what you're thinking.
  

There's good in everyone. And there are some things that we need to work on as well. However, our brain has something called a negativity bias, in which we focus on the bad and overlook the good. If everything goes right in our day, and one thing goes wrong, we tend to focus on what's wrong. Below are some tips for you to practice when you're feeling down on yourself.

• Think about one thing about yourself that you're proud of. For me, it's my work ethic. I'm very diligent and passionate about the things I love. What do you admire about yourself, what does it feel when you think about this characteristic, how do you think? What's that sensation? Savor and embrace it!
  
• What do others think about you? What would they say? Remember that you have so much to give to people and the world.
  
• We want to be there for our friends and family. If they're feeling down and they beat themselves up, you pull them out of it. But what about ourselves? What happens when we beat ourselves up? Would we ever say the things we say to ourselves to a friend?
  

Remember to be kind to yourself. Out of all the people who are essential in this world and need to be loved, it's you--love yourself.