Workers' Compensation Help and FAQs

• What is Workers' Compensation?

  • Workers' Compensation is a state-mandated, employer-paid benefit for employees with work-related injuries and illnesses. It is is provided without regard to who is at fault.

• Who is covered by Workers' Compensation?

  • San José State University employees, including faculty, student assistants, work-study students and appointed volunteers are covered.

• When do I become covered for Workers' Compensation benefits?

  • Coverage begins the first minute you are on the job and continues anytime you are working. You do not have to work a certain amount of time or earn a particular salary before you are covered. Coverage is automatic and immediate.

• How much does Workers' Compensation cost?

  • There is no charge to you, the employee. If you qualify for Workers' Compensation, all approved medical bills will be paid plus any compensation you may be entitled to.

• How does this affect my own health insurance?

  • Workers' Compensation is separate from your personal health care insurance. There are no deductibles or co-payments. Workers' Compensation covers work-related injuries and illnesses. It is important for you to let your treating doctor know if your injury is work-related.

• Who administers the Workers' Compensation claim?

  • Sedgwick CMS is the Third Party Administrator (TPA); the claims management firm that administers San José State University's Workers' Compensation claims and determines Workers' Compensation benefits eligibility. Sedwick's phone number is 510-302-3041.

• Can I lose my job because of a Workers' Compensation injury?

  • The law prohibits the University from discharging an employee or discriminating against an employee because of a Workers' Compensation injury.

• What happens if I'm injured on the job?

  • All employees are covered under Workers’ Compensation insurance. For more information, contact Workers’ Compensation.

• How do I report an accident that happens to an employee, student, or visitor?

  • Visit Report Injuries or Student and Visitor Accidents Reporting Guidelines [pdf]

• How do I report an unsafe condition?

  • If the unsafe condition is an emergency situation, such as a fire, immediately call 911, the University Police Department at 924-2222 or use any blue light on campus.